Home Buying Tips and Resources-New Home Guide

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HOME BUYING RESOURCES: MOVING AND SETTLING IN

Auto Movers can help ease your move by shipping your car to your new destination.

Mail Forwarding -The post office will forward mail for a year, but you want to change your address with suppliers as soon as possible.

Not everything is legal to move - Determine what items moving companies will not transport. Some common examples include hazardous items such as paint, cleaners, aerosol cans, or gasoline; personal valuables such as jewelry, important documents or furs; pets; and plants. Flammables, explosives and corrosives, ammunition and firearms, fireworks or flares, gasoline, kerosene, motor fuel and lamp oil, oil based paints, thinners and varnishes, lighter or starter fluid, fire extinguishers, nail polish remover, bleach, sterno, aerosol cans, and matches can't be transported.

Security/Insurance Check with your homeowners insurance before cancelling the policy. Movers offer their own insurance. Valuation is carrier liability and is usually based on weight. Valuation should be not be confused with insurance. The coverage only applies to cases in which carrier negligence can be proven. It covers your property by assessing the three different value categories described below:

Standard Coverage: Movers provide their customers with minimum insurance for every item. This coverage is based on weight alone, and is required by law to be at least $.60 per pound. So if your 1 lb. Babe Ruth autographed baseball was destroyed during the move, standard coverage would only insure it for $0.60.

Assessed Value Coverage: This coverage is based on how much you must pay to cover the assessed value of any of your property if it's damaged due to carrier negligence. If the computer you bought for $2,500 now goes for $300, the current price is all that's covered.

Full Replacement Value Coverage: This coverage is based on how much you must pay to cover the full replacement value of any of your property if it is damaged due to carrier negligence. Under this coverage, the carrier must pay to obtain a new replacement, no matter the cost, of any piece of property damaged.